Resources
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Resources
Recent blog posts
The 5 Things They Don’t Want You to Know About Mortgage Business Process Outsourcing
Understanding the Difference Between Settlement Agents and Title Companies
Strategies to Reduce Costs Amid Shrinking Profit Margins
REPORT: The Most Efficient Way to Produce Mortgage Loans
HPA Calculator
While developing your budget, consider optimizing your salaries and wages expenditure through a High-Value Production Activity (HPA) analysis. The core concept is to identify whether employees allocate any of their time to low-value tasks that don't align with their pay grade. You can often find more cost-effective solutions for these tasks elsewhere.Imagine a loan production process comprising 100 components, each skillfully matched to the right expertise at the right cost, enabling competitive loan production. Every team member should dedicate the majority of their workday to high-value tasks corresponding to their hourly rate. How can you determine this? Convert your team's fully loaded annual salaries into hourly rates, and then align these rates with their daily tasks. This evaluation helps you ascertain whether an employee earning $50 per hour is engaged in work commensurate with that rate.
Previews Webinars
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Learn about the current state of non-QM mortgages, how lenders can improve margins with non-QM, and the ins and outs of how to set up your program.
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Verity explains five ways the mortgage industry can ease margin compression.
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Get to know Verity and get to know the latest in labor and automation outsourcing for the U.S. mortgage industry. Our team of skilled experts get to know your process so that we can suggest your best labor optimization fit.
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Tune in to hear from Verity CEO Sam Mehta and SVP Dave Demster as they talk about transformations in the mortgage industry we can look forward to in 2022. From workforce allocation to advancements in robotic process automation (RPA), the Verity team has distilled the top four things the mortgage industry needs to know going into 2022.